I MPORTANT NOTICE TO PERSONS ON MEDICARET HIS INSURANCE DUPLICATES SOME MEDICARE BENEFITS |
This is not Medicare Supplement Insurance
This insurance pays limited reimbursement for expenses if you meet the conditions listed in the policy. It also pays a fixed amount, regardless of your expenses, if you meet other policy conditions. It does not pay your Medicare deductibles or coinsurance and is not a substitute for Medicare Supplement insurance.
This insurance duplicates Medicare benefits when:
· any expenses or services covered by the policy are also covered by Medicare; or
· it pays the fixed dollar amount stated in the policy and Medicare covers the same event
Medicare generally pays for most or all of these expenses.
Medicare pays extensive benefits for medically necessary services regardless of the reason you need them. These include:
· hospitalization
· physician services
· hospice
· other approved items and services
Before You Buy This Insurance |
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Check the coverage in all health insurance policies you already have.ü
For more information about Medicare and Medicare Supplement insurance, review the Guide to Health Insurance for People with Medicare, available from the insurance company.ü
For help in understanding your health insurance, contact your state insurance department or state senior insurance counseling program.